:root {
  --navy: #0b1f2a;
  --navy-2: #102f3e;
  --teal: #0f8b8d;
  --teal-light: #d9f1ef;
  --cream: #f7f4ef;
  --sand: #e8dfd1;
  --white: #ffffff;
  --text: #20313a;
  --muted: #64747c;
  --red: #b3414a;
  --amber: #b9792d;
  --green: #3d7d63;
  --shadow: 0 24px 60px rgba(8, 31, 42, 0.16);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 6vw;
  background: rgba(247, 244, 239, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(11, 31, 42, 0.08);
}

.brand { display: inline-flex; align-items: center; gap: 12px; font-weight: 800; color: var(--navy); }
.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-size: 14px;
  letter-spacing: -0.04em;
}
.brand-text { font-size: 18px; }

.nav { display: flex; align-items: center; gap: 26px; font-size: 14px; font-weight: 650; color: var(--navy); }
.nav a { opacity: 0.9; }
.nav a:hover { color: var(--teal); }
.nav-cta { padding: 10px 16px; border-radius: 999px; border: 1px solid rgba(15, 139, 141, 0.35); background: var(--teal-light); }
.menu-button { display: none; background: none; border: 0; font-size: 26px; color: var(--navy); }

.section-pad { padding: 84px 6vw; }

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  gap: 54px;
  align-items: center;
  min-height: 720px;
  background:
    radial-gradient(circle at 88% 15%, rgba(15, 139, 141, 0.22), transparent 32%),
    linear-gradient(135deg, var(--cream), #edf4f1 70%);
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--teal);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 12px;
}

h1, h2, h3, h4 { margin-top: 0; color: var(--navy); line-height: 1.05; }
h1 { font-size: clamp(46px, 7vw, 82px); letter-spacing: -0.07em; max-width: 900px; margin-bottom: 24px; }
h2 { font-size: clamp(34px, 4vw, 56px); letter-spacing: -0.06em; margin-bottom: 18px; }
h3 { font-size: 26px; letter-spacing: -0.04em; margin-bottom: 12px; }
h4 { font-size: 18px; margin-bottom: 8px; }

.hero-copy { font-size: 21px; max-width: 740px; color: #38505b; margin-bottom: 32px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 18px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 22px;
  border-radius: 999px;
  font-weight: 800;
  border: 1px solid transparent;
  cursor: pointer;
}
.primary { background: var(--navy); color: var(--white); }
.primary:hover { background: var(--teal); }
.secondary { background: var(--white); color: var(--navy); border-color: rgba(11, 31, 42, 0.16); }
.microcopy { color: var(--muted); font-size: 14px; max-width: 650px; }

.hero-panel {
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(11, 31, 42, 0.08);
  border-radius: 30px;
  padding: 24px;
  box-shadow: var(--shadow);
}
.panel-topline { display: flex; gap: 8px; margin-bottom: 22px; }
.panel-topline span { width: 12px; height: 12px; border-radius: 50%; background: var(--sand); }
.risk-card { padding: 22px; border-radius: 22px; margin-bottom: 14px; background: var(--white); border-left: 6px solid var(--teal); }
.risk-card p { margin: 8px 0 0; color: var(--muted); }
.risk-card.red { border-left-color: var(--red); }
.risk-card.amber { border-left-color: var(--amber); }
.risk-card.green { border-left-color: var(--green); margin-bottom: 0; }

.section-heading { max-width: 880px; margin: 0 auto 42px; text-align: center; }
.section-heading p:not(.eyebrow) { font-size: 18px; color: var(--muted); }
.section-heading.narrow { max-width: 760px; }

.tools-section { background: var(--white); }
.tool-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.tool-card {
  border: 1px solid rgba(11, 31, 42, 0.08);
  border-radius: 30px;
  padding: 30px;
  background: #fbfaf7;
  min-height: 520px;
  display: flex;
  flex-direction: column;
}
.tool-card.featured { background: var(--navy); color: rgba(255,255,255,0.86); transform: translateY(-10px); }
.tool-card.featured h3, .tool-card.featured .tool-tag { color: var(--white); }
.icon { width: 52px; height: 52px; border-radius: 18px; display: grid; place-items: center; background: var(--teal-light); color: var(--teal); font-weight: 900; margin-bottom: 22px; }
.featured .icon { background: rgba(255,255,255,0.14); color: var(--white); }
.tool-tag { color: var(--teal); font-weight: 800; margin-top: -4px; }
ul { padding-left: 20px; margin: 18px 0 26px; }
li { margin: 8px 0; }
.text-link { margin-top: auto; color: var(--teal); font-weight: 800; }
.featured .text-link { color: var(--teal-light); }

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.7fr);
  gap: 46px;
  align-items: center;
}
.two-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 28px; }
.two-list div { background: var(--white); padding: 24px; border-radius: 22px; border: 1px solid rgba(11,31,42,0.08); }
.framework-card { background: var(--navy); color: rgba(255,255,255,0.86); border-radius: 32px; padding: 36px; box-shadow: var(--shadow); }
.framework-card h3 { color: var(--white); }
.flow { display: grid; gap: 12px; margin-top: 24px; }
.flow span { display: block; padding: 14px 16px; border-radius: 16px; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.14); font-weight: 700; }

.governance-section { background: #eef4f1; }
.governance-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.governance-item { background: var(--white); padding: 26px; border-radius: 24px; border: 1px solid rgba(11,31,42,0.08); }
.governance-item h3 { font-size: 20px; }
.governance-item p { color: var(--muted); }

.pricing-section { background: var(--white); }
.pricing-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.price-card { padding: 30px; border-radius: 28px; background: #fbfaf7; border: 1px solid rgba(11,31,42,0.08); }
.price-card.strong { background: var(--teal-light); border-color: rgba(15,139,141,0.24); }
.price { font-size: 36px; line-height: 1; font-weight: 900; color: var(--teal); margin: 14px 0; letter-spacing: -0.05em; }

.contact-section { background: var(--navy); }
.contact-card { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1fr); gap: 44px; background: var(--white); border-radius: 36px; padding: 44px; }
.contact-form { display: grid; gap: 16px; }
label { display: grid; gap: 8px; font-weight: 750; color: var(--navy); }
input, textarea { width: 100%; border: 1px solid rgba(11,31,42,0.16); border-radius: 16px; padding: 14px 16px; font: inherit; background: #fbfaf7; }
input:focus, textarea:focus { outline: 3px solid rgba(15,139,141,0.16); border-color: var(--teal); }

.site-footer { padding: 28px 6vw; display: flex; justify-content: space-between; gap: 20px; background: #07161e; color: rgba(255,255,255,0.72); font-size: 13px; }
.site-footer p { margin: 0; }

@media (max-width: 960px) {
  .menu-button { display: block; }
  .nav { position: absolute; top: 78px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; background: var(--cream); padding: 20px 6vw 28px; border-bottom: 1px solid rgba(11,31,42,0.08); }
  .nav.open { display: flex; }
  .hero, .split-section, .contact-card { grid-template-columns: 1fr; }
  .hero { min-height: auto; }
  .tool-grid, .governance-grid, .pricing-grid { grid-template-columns: 1fr; }
  .tool-card.featured { transform: none; }
  .two-list { grid-template-columns: 1fr; }
  .site-footer { flex-direction: column; }
}

@media (max-width: 560px) {
  .section-pad { padding: 64px 5vw; }
  .site-header { padding: 14px 5vw; }
  .brand-text { font-size: 16px; }
  .hero-copy { font-size: 18px; }
  .contact-card { padding: 26px; border-radius: 26px; }
}